Life Insurance

Life insurance is essentially a contract with an insurer in which you agree to pay a certain amount of money in premium payments each year in exchange for a cash-payout when you die. However, there’s more to know about life insurance, including which type is right for you, what factors affect your costs, how each type of life insurance can be implemented in your future planning, and a great deal more. Understanding how life insurance works is the first step toward ensuring a solid financial future for you and your family. Never bought life insurance before? Learn what it’s all about and how to choose the right coverage.

Medicare Health Insurance

Medicare is a vital solution for millions of Americans who would be unable to afford medical treatment otherwise. It is available in a number of “parts”, and generally is available to those age 65 or older, unless you have a qualifying medical condition. However, despite being a vital tool for millions, it can be confusing to choose the right coverage for your needs. Each “part” covers different elements, from hospitalization to prescription drug coverage to outpatient care. Making an informed comparison and choosing the right path forward is essential.

Voluntary Benefits

Voluntary benefits is a term applied to a wide range of supplemental, yet critical, products that offer protection in the face of a host of situations where standard insurance would not apply. These benefit products can be purchased by employees and paid for through payroll deductions, and actually help insurers reduce risk so lower rates can be made available on primary insurance products, as well. There are many different voluntary benefits available, as well, ranging from disability insurance to cancer-specific coverage, and everything in between. Each offers protection and peace of mind.

Voluntary Benefits

Voluntary benefits is a term applied to a wide range of supplemental, yet critical, products that offer protection in the face of a host of situations where standard insurance would not apply. These benefit products can be purchased by employees and paid for through payroll deductions, and actually help insurers reduce risk so lower rates can be made available on primary insurance products, as well. There are many different voluntary benefits available, as well, ranging from disability insurance to cancer-specific coverage, and everything in between. Each offers protection and peace of mind.